Get The Funds You Need To Buy, Refi or Restructure Debt On A Rental Property Quickly!

Purchase, Refi & More - Underwriting Done In 24-Hours

3 Weeks Closes On 30-Yr | 620 Min. FICO | Loans Up To $5M | More Options Below

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Need Funding For Your Investment Property? Find The Perfect Loan For Your Project ASAP!

Answer The Questions Below To Start A Quote

Closes in 2 Weeks | 640 Min. FICO | Loans From $100K To $10M | More Options Below

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Purchase, Refi & More - Fast underwriting - Experienced Broker

30-Year DSCR Loans

  • ​Wholesale DSCR Non-QM Broker with access to access to all available loan programs thru multiple investors.
  • ​640+ Minimum FICO
  • ​Short Term Vacation Rental Properties & Long Term Rental Properties, Condotels, and more
  • ​Up To 80% Cash Out Refi or 85% Purchase Loan
  • ​Close in an LLC
  • ​Many More Options Available
  • ​No Income Verification

Hard Money & Creative Loans

  • Wholesale Hard Money Non-QM Broker with access to all available loan programs thru multiple investors.
  • ​Fast 48hr Closings and Turnaround
  • ​Proof of Business Required
  • ​Many More Options Available
  • ​Alternative Income Verification - Bank Statements, P&L, Asset Depletion, VOE -Loan
  • ​Non-QM Home Equity Loan (HeLoan)
Meet Your Team
At West Capital Lending
Victoria Sy
NMLS# 1001694
DRE# 02232934
Marvin Carlos
NMLS# 1411639
DRE# 02232941

By submitting your phone number you are providing express written consent for us and our affiliates, agents, and service providers to contact you at the email provided as well as the number provided regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and texts and that this consent will persist indefinitely until you request a cease in contact which can be made by phone, email or text. You may opt out of text messages or email at any time by reply with the word STOP. 

©2025 West Capital Lending. NMLS# 1566096 · DRE# 02022356
All Rights Reserved

24 Executive Park Ste 250 Irvine CA 92614

Victoria Sy - NMLS# 1001694 | DRE# 02232934
Marvin Carlos - NMLS# 1411639 | DRE# 02232941

 This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

License Information - For complete license information, click link here https://westcapitallending.com/licensing

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.